How To Check Indian Bank Balance

Checking Your Indian Bank Balance: A Comprehensive Guide

How To Check Indian Bank Balance: Indian Bank offers several convenient ways for its customers to check their account balance. This guide explores all the available methods, ensuring you can access your balance information quickly and easily.

Methods for Checking Indian Bank Balance

Through Net Banking

• Login: Visit the Indian Bank website (https://www.indianbank.net.in/) and access the internet banking portal.
• Navigate to Accounts: Once logged in, locate the section displaying your account details. This may be labeled “Accounts,” “My Accounts,” or similar.
• View Balance: The current balance for each linked account will be displayed prominently.

Using a Mobile Banking App

• Download and Install: Download the “Indian Bank Mobile Banking” app from the App Store or Google Play Store.
• Login: Launch the app and log in using your registered credentials.
• View Balance: The app’s home screen typically displays the balance for your primary account. You can access other linked accounts and view their balances within the app.

Via SMS Banking

• Activate Service: Ensure you have activated SMS banking for your account. Contact your branch or customer care for activation if needed.
• Send SMS: Compose a new message on your registered mobile number and type the following: BALAVL <Account Number> <MPIN>. Replace <Account Number> with your 16-digit account number and <MPIN> with your 4-digit mobile banking PIN.
• Send to: Send the message to 9444394443.
• Receive Response: You will receive an SMS with your current account balance.

Through Missed Call

• Dial the Number: Give a missed call to 9289592895 from your registered mobile number.
• Receive SMS: You will receive an SMS with your current account balance shortly after the missed call.

Calling Customer Care

• Dial the Number: Call the Indian Bank customer care toll-free number at 1800 425 00000 from your registered mobile number.
• Follow IVR: Follow the interactive voice response (IVR) instructions to select the option for balance inquiry.
• Provide Details: You may be required to enter your account number or other verification details during the call.

Additional Information

• MPIN: Ensure you have set up your mobile banking PIN (MPIN) for using SMS banking and the mobile app.
• Charges: Some methods, like SMS banking and missed call service, may incur minimal charges as per bank regulations.
• Security: Always be cautious when sharing your account details or MPIN. Never respond to suspicious messages or calls requesting such information.

Frequently Asked Questions (FAQs) about Checking Indian Bank Balance:

1. Which method is the fastest for checking my balance?

Missed calls and SMS banking are generally the fastest methods, as they only require a single action from your end.

2. What if I don’t remember my MPIN?

You can reset your MPIN through the mobile banking app or by contacting customer care.

3. Are there any charges associated with checking my balance?

SMS banking and missed call service may incur minimal charges as per bank regulations. Net banking and mobile app usage typically have no charges.

4. Can I check the balance of multiple accounts?

Yes, all methods except missed calls allow you to view the balance of multiple linked accounts, usually through account selection options within the respective platform.

5. Is it safe to check my balance through SMS or a missed call?

While these methods are convenient, ensure you only use them from your registered mobile number to avoid potential security risks.

6. What should I do if I encounter any issues while checking my balance?

Contact Indian Bank customer care at 1800 425 00000 for assistance. They can help troubleshoot any problems you may face.

Conclusion

With multiple options available, checking your Indian Bank balance is a quick and convenient process. Choose the method that best suits your needs and preferences, ensuring you stay informed about your account activity. Remember to prioritize security by keeping your login credentials and MPIN confidential.